Client Maintenance / Client Details / Basic Client Detail

Basic Client Detail

The Basic Client Details page shows the basic details that have been provided while creating a client. You may also edit the basic details for an existing client on this page.

In the Basic Client Detail page, the Credit Line, Expiration Date, Cash Controls, UDFs, and Risk Rating Code fields are updated with the value that is mentioned in the collateral loan Excel file and recorded in the Audit Logs page.

Navigation: Client Maintenance → Client Details → Basic Client Detail

Refer to the screenshot:

In the Basic Client Detail page, the Affiliate Lender field will display as a non-mandatory field when AFFILIATE_LENDER_REQUIRED is selected as "No"  in the System Parameters page for all the borrowers of the lender.

This is based on the system parameter settings. For more information, refer Affiliate Lender required section in System Parameters.

For example, consider client 434536 with loan IDs (CYNCS-9091 POSTUAT TESTING, MCL12, mcl78, mcl90) and starting BBC date 3.1.2021. The credit line is equal to the sum of values of credit lines of all loan IDs (the credit line is considered for calculation only if it satisfies the two conditions: i.e. the loan status should be Active and ADD To BBC check box should be ON) 

The credit line for the loan IDs: CYNCS-9091 POSTUAT TESTING: 434536 is 14,000.55, MCL12 is 2000.55, mcl90 is 2000.55. (mcl78 is not considered for credit line calculation since the loan is inactive) and the credit line of client 434536 is calculated as 14000.55+2000.55+2000.55= 180001.65.

In the Audit Logs page, in the case of an ABL loan, the Credit Line, Expiration Date, Risk Rating Code, Cash Controls and UDF are recorded under Update action displaying old and new values under the Client Details program.

Refer to the screenshot:

To update the details, perform these steps:

1. Go to Client Maintenance → Client Details → Basic Client Detail.  Client Information page appears.

2. Click on the  button on the screen.

3. Update the required field that needs to be updated.

4. Click the  button. Basic details of the client are saved and updated.

5. Click the  button to cancel your action.

You can edit the client details such as client name, sales region, NAICS codes, Currency, BBC frequency, etc. When the client number and client name are updated for a particular client then the Loan ID is updated in the Loan summary page, Collateral Loans, GL transactions and Audit Logs page. For more information about each field, refer to the Create ABL Client page.

Credit Line

Credit Line displays the sum of the credit line of all the loans which are active and have loan origination date lesser than or equal to BBC date and are enabled with the flag Add to BBC. This field is read-only.

Affiliate Lender

The Affiliate Lender drop-down shows a list of created affiliate lenders under Administrator  → Lender Details  → Basic Details page. You can select the affiliated lender from the drop-down as required.

Currency

You can edit the currency for a particular client. The drop-down shows the list of currency codes defined under the Currency Codes page. If you do not select the currency code, the system considers the USD code as default.

Active

You can make a particular client active or inactive using this option. Select the checkbox to make a client active or clear the checkbox to make a client inactive.

You will receive a notification that the client is now inactive or active. The option is available based on the Roles and permissions granted under the Roles and Permissions page. The inactive client details can be viewed under the client reports based on the permissions.

You cannot deactivate a client who has an outstanding loan balance.

BBC Frequency

The BBCs are automatically processed based on the selected BBC frequency and BBC date set at the client level. The same is reflected in management reports such as BBC Trend Report, BBC Executive Trend Report, Collateral Analysis Report, Ineligible Trend Report, and BBC Management Report.

Refer to the screenshot:

For more information refer to BBC FrequencyBBC Frequency page.

When a user updates values in the UDF field under the Basic Client Details page, the system logs those entries in the Audit Logs page.